A Technician Sent to You
File one request and a technician is assigned to your home.
Home warranty plans for your systems and appliances
I help you find coverage for heating and cooling, plumbing, electrical, water heating, and the kitchen and laundry appliances you use every day.
Get StartedWhy Choose a Home Warranty?
Here are three reasons homeowners sign up, in the plain terms I would use with a neighbor.
Repair or Replacement
When a fix is not possible, some plans pay toward a new unit.
Costs You Can Plan For
A set fee per visit is easier to budget than a surprise bill.
What Is Covered By a Home Warranty?
Plans differ, but most are built around the same household systems and appliances.
Items plans often include:
- Refrigerator
- Furnace and heat pump
- Oven and cooktop
- Central air conditioning
- Dishwasher
- Water heater
- Built-in microwave
- Plumbing lines and drains
- Washer and dryer
- Electrical panel and wiring
When Something Stops Working
Every breakdown falls under a type of coverage. What gets paid still depends on the terms of your plan.
No Heat at Night
this falls under: Heating & Cooling
A Leaking Tank
this falls under: Water Heating
A Silent Dryer
this falls under: Laundry Appliances
Coverage for Systems and Appliances
These are the coverage areas I focus on. Each one looks after a different part of your home.
Heating, Cooling & Water Heating
Furnaces, heat pumps, central air and the water heater. Repairs here cost the most, and they tend to come up when the weather is at its worst.
Kitchen & Laundry Appliances
Refrigerators, ovens, dishwashers, washers and dryers. Daily use wears down motors, pumps and controls well before the outside looks old.
Plumbing & Electrical Systems
Pipes, drains, wiring and the breaker panel. Most of it sits behind walls, so a slow leak or a dead outlet can go unseen for quite a while.
From Breakdown to Repair Visit
Buying the plan is the easy part. Here is the order things usually happen in after a covered item breaks down.
Have these ready when you file:
- Your plan or contract number
- The make and model of the item
- A short description of the fault
Pick a fitting plan
Match it to the age of your equipment, not to whichever list looks longest.
Wait out the start
Many contracts hold off on requests for a short stretch after you sign up.
File a request
Something fails, so you report it online and a visit gets booked for you.
Hear the findings
The technician names the cause, then the provider says what is allowed.
See Which Plan Suits Your Home
Tell me a little about your home and I will point you to plans that fit it.
Begin SignupQuestions People Ask Before Buying
These are the questions I get asked most, each with a short answer.
No. Home insurance responds to events such as fire, storms or theft, while a home warranty is a service contract for systems and appliances that fail from normal use.
Usually not. Most contracts leave out faults that existed before the start date, so check how your plan defines a pre-existing condition.
In most cases the provider assigns a contractor from its own network after you file a request. A few plans let you hire your own and claim the cost back.
The contract may allow a replacement or a cash payment, up to the limit set for that item. That amount can be lower than the price of a new unit.
Landlords often do, for rental homes they own. Renters rarely need one, since fixing the building's systems is normally the owner's job.